Columbia Title Loans
If you are in need of fast cash but have bad or no credit you are in the right place. At Go South Carolina Title Loans you can get the best title loan you need to overcome the financial obligations that are holding you down. Our title loans in Columbia come with customized payment plans, flexible loan terms, and low interest rates.
If you are a Columbia, SC resident, you have a unique opportunity to get a title loan that will keep you on top of your finances. We have a team of experienced lenders who have been in this industry for over a decade. We offer 24/7 customer service so please give us a call if you have any questions or concerns.
Why We Beat The Competition
There are a ton of reasons that we stand out from the competition. If you are thinking about trying to get a car title loan with a traditional bank, don’t waste your time. They will take forever to approve you and even longer deposit the money in your bank account. Instead, go with us to get the money you need in as little as 24 hours.
Title Loan Interest Rates
With our title loans, you get progressively lowering interest rates. This means that as you make payments on your loan, your payments will actually lower over time.
In-Person Not Required For Title Loans
We make it our goal to make the process of getting you the funding you need as hassle-free and convenient as possible. We don’t even require you to leave the comfort of your home! You can complete the entire application process and receive your money all without leaving your home.
Our Title Loans Have No Hidden Fees
We want to make you as comfortable with your loan payments as possible. We want to build a strong relationship with each of our customers. This is why we offer customized payment plans so that we can tailor our loans specific to you and your current needs.
We offer 100% transparent services which means that we never charge processing fees, hidden fees, or prepayment penalties. You can rest assured that there will be no unexpected charges to your account when dealing with our title loans.
Improve Your Credit History with Our Title Loans
Title loans are the perfect tool for people with low credit scores. Since these people can get approved for a title loan, they can use this as a way to build their credit for a better financial future.
Common Title Loan Questions
Here are some of the most common questions that we get asked. If you have any more questions or concerns, please give us a call today. We would love to help you.
Can I Keep My Car?
When you get a title loan in Columbia, we do not take your car. You can still drive your vehicle just like normal. The only thing we take is the lien-free title. Once you make all of the necessary loan payments, we will return the title back to you. The car title will be transferred to the lender’s name until your pay off the loan.
How Fast Do I Receive The Money?
When you get a title loan in Columbia, you will receive the money in as little as 24 hours after approval. Once you apply, we will qualify you for a loan amount within 15 minutes. Then, once we assess the paperwork you send us, we will customize a loan for you and send you the money via a direct deposit.
How Much Money Can I Get?
Car title loans can get people enough money to take back control of their finances. Local Columbia residents have access to up to $50,000 depending on the value of their vehicle and their ability to repay the loan. We determine the amount of our car title loans based on the year, mileage, condition, make, model, and market value of your vehicle as well as your ability to make payments on time.
What If I’m On Disability or Get SSI?
As long as you can prove that you make $1,500 per month, you qualify for our car title loans. We just need to make sure that you can make the loan payments on time. That is why we work with you to customize a payment plan that is the most convenient and comfortable for you based on your current budget and lifestyle.
Do Car Title Loans Have Prepayment Penalties?
No, we will never charge Columbia, SC residents with prepayment penalties. We believe that you should be able to pay off your loan as quickly as you want. We also believe in 100% transparent services. This is why we never charge any upfront, hidden, or prepay penalty fees.
Give Our Car Title Loan Lenders A Call Today
Go South Carolina Title Loans is the highest quality title loan lending company in Columbia. If you need a title loan that gets you the funding as quickly as possible, you can rely on us. We will deposit the money in your account within 24 hours through a customized loan tailored to your individual needs.