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Columbia, SC 29223

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Columbia, SC 29223

Address: Columbia, SC, 29223
Phone number: (803) 723-2850
Monday: 9:00-18:00
Tuesday: 9:00-18:00
Wednesday: 9:00-18:00
Thursday: 9:00-18:00
Friday: 9:00-18:00
Saturday: 9:00-18:00
Sunday: 9:00-18:00
1
Car
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2
Your
Info
3
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

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What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

They Helped Me Out

I was completely broke with rent due in a week. I was starting to get stressed out, not knowing how I would pay for my apartment. Thankfully, the folks here helped me get a loan quickly. They were amazing!

- Lester Steven
Wow!!!

Their service is exactly as they described it! Quick, direct, transparent, and simple. It was so great to get my money as quickly as I did without any trouble at all!

- Robert Roden
A Stress-Free Solution

Thank you to the entire team at Go South Carolina Title Loans for making the loan process simple and stress-free. I appreciate the open communication throughout the whole process and your patients with all of my questions. I am so relieved to be in a better place financially.

- Charles Booker
Read More Reviews

Columbia Title Loans

A title loan through Go South Carolina Title Loans will get you customized payments, fast cash, and flexible loan terms. Our title loans in Columbia are perfect for people who are faced with unexpected financial liabilities. Our application process is designed to get you the money you need through 3 fast, easy, and hassle-free steps.

Frequently Asked Questions

If you have any questions or concerns, give us a call today. We would love to help you. Here are also some of our most frequently asked questions.

What Is A Car Title Loan?

A car title loan is a loan that uses your vehicle’s title as collateral. The value of your vehicle determines the amount of your loan. Title loans are great for people with low credit scores because it is based on your current ability to repay the loan and not your financial history.

What Is A Lien-Free Title?

A lien-free car title is a title that has no loan attached to it. If you are paying vehicle payments, you have a lien on your title. In order to qualify for our loans, your vehicle’s title must be lien-free.

Can I Still Drive My Vehicle?

Yes, you can still drive your vehicle just like normal while making your loan payments. We will just hold onto your vehicle’s title while you are making your payments.

Contact Us Today

Columbia, SC residents should give Go South Carolina Title Loans a call today if they are looking to get a car title loan. We provide the best title loans for anyone in need of fast cash, even if they have a poor credit score. Begin by filling out our online application form or by giving us a call.

Frequently Asked Questions:

  • What is a car title loan?

    A car title loan is a fast way to get the cash you need without a high credit score. Regardless of your credit history, you can get the cash you need in as little as 24 hours. Title loans are secured by your vehicle. This means that Go South Carolina Title Loans uses that value of your vehicle to determine the amount of your loan. If your vehicle is worth $5,000, your loan amount can be up to $5,000. You will still be able to keep your car and drive it like normal while making loan payments. However, we will take your vehicle’s title until the loan is paid in full.

  • How do car title loans work?

    With a title loan, your vehicle will serve as collateral since the loan isn’t based on your credit. Title loans are a great option for people who struggle with poor credit but need fast cash through a convenient, affordable loan. If your vehicle carries enough value, you’ll be able to get the loan you need.

    When you get a title loan, you get to keep your vehicle. However, the vehicle’s title will be transferred to our name. When you pay back the loan, the title will be transferred back to your name. If you are unable to pay off the loan, the car stays under our name until the loan is paid off.

  • How fast can I get the cash I need?

    We offer fast services that get our customers the cash they need in as little as 24 hours. To speed this process up, gather all of the required documents before applying. This cuts down on the processing time and will help you secure your loan faster.

  • What are the eligibility requirements?

    With a title loan, your eligibility is based entirely on the value of your vehicle and not your financial history. You can get an estimate for how much you qualify for by filling out our online application form or giving us a call at (855) 585-1796.

    To qualify you must:

    • Be 18 years or older
    • Have proof of income of at least $1,500 per month
    • Have vehicle insurance and registration
    • The vehicle’s title is lien-free and in your name
  • What if I don’t have the vehicle’s title?

    Unfortunately, you must have the vehicle’s title or pink slip to qualify for a title loan. The title must be lien-free and in your name. This is necessary because your car title services as collateral for the loan. This allows you to get the cash you need without relying on your financial history.

  • What if I have poor credit?

    Whether you have poor credit or no credit at all, you can get approved for a vehicle title loan. Instead of using your financial history, we use your vehicle’s value to determine your eligibility for a loan. In fact, Go South Carolina Title Loans are the perfect way to build your credit to build future financial opportunities.

  • Can I keep my car?

    Yep, we do not take your vehicle while you make payments on your loan. Although the car title is transferred to the lender’s name, your car will be yours to keep and drive while makings paymnets.

  • How much can I get with a car title loan?

    The amount of your loan is based on your vehicle’s current market value. Depending on your car’s make, model, year, and condition, you could get a loan of up to $50,000. Vehicles that are newer than 1999 typically receiver higher amounts.

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