Spartanburg, SC 29307

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Spartanburg, SC 29307

Address: 200 Dawn Redwood Dr, Spartanburg, SC, 29307
Phone number: (844) 813-2714
Monday: 9:00-18:00
Tuesday: 9:00-18:00
Wednesday: 9:00-18:00
Thursday: 9:00-18:00
Friday: 9:00-18:00
Saturday: 9:00-18:00
Sunday: 9:00-18:00
1
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2
Your
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3
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

They Helped Me Out

I was completely broke with rent due in a week. I was starting to get stressed out, not knowing how I would pay for my apartment. Thankfully, the folks here helped me get a loan quickly. They were amazing!

- Lester Steven
Wow!!!

Their service is exactly as they described it! Quick, direct, transparent, and simple. It was so great to get my money as quickly as I did without any trouble at all!

- Robert Roden
A Stress-Free Solution

Thank you to the entire team at Go South Carolina Title Loans for making the loan process simple and stress-free. I appreciate the open communication throughout the whole process and your patients with all of my questions. I am so relieved to be in a better place financially.

- Charles Booker

Spartanburg Title Loans

If you are in need of fast cash but have bad or no credit you are in the right place. At Go South Carolina Title Loans you can get the best title loan you need to overcome the financial obligations that are holding you down. Our title loans in Spartanburg come with customized payment plans, flexible loan terms, and low interest rates.

If you are a Spartanburg, SC resident, you have a unique opportunity to get a title loan that will keep you on top of your finances. We have a team of experienced lenders who have been in this industry for over a decade. We offer 24/7 customer service so please give us a call if you have any questions or concerns.

Why We Beat The Competition

There are a ton of reasons that we stand out from the competition. If you are thinking about trying to get a car title loan with a traditional bank, don’t waste your time. They will take forever to approve you and even longer deposit the money in your bank account. Instead, go with us to get the money you need in as little as 24 hours.

Title Loan Interest Rates

With our title loans, you get progressively lowering interest rates. This means that as you make payments on your loan, your payments will actually lower over time.

In-Person Not Required For Title Loans

We make it our goal to make the process of getting you the funding you need as hassle-free and convenient as possible. We don’t even require you to leave the comfort of your home! You can complete the entire application process and receive your money all without leaving your home.

Our Title Loans Have No Hidden Fees

We want to make you as comfortable with your loan payments as possible. We want to build a strong relationship with each of our customers. This is why we offer customized payment plans so that we can tailor our loans specific to you and your current needs.

We offer 100% transparent services which means that we never charge processing fees, hidden fees, or prepayment penalties. You can rest assured that there will be no unexpected charges to your account when dealing with our title loans.

Improve Your Credit History with Our Title Loans

Title loans are the perfect tool for people with low credit scores. Since these people can get approved for a title loan, they can use this as a way to build their credit for a better financial future.

Common Title Loan Questions

Here are some of the most common questions that we get asked. If you have any more questions or concerns, please give us a call today. We would love to help you.

Can I Keep My Car?

When you get a title loan in Spartanburg, we do not take your car. You can still drive your vehicle just like normal. The only thing we take is the lien-free title. Once you make all of the necessary loan payments, we will return the title back to you. The car title will be transferred to the lender’s name until your pay off the loan.

How Fast Do I Receive The Money?

When you get a title loan in Spartanburg, you will receive the money in as little as 24 hours after approval. Once you apply, we will qualify you for a loan amount within 15 minutes. Then, once we assess the paperwork you send us, we will customize a loan for you and send you the money via a direct deposit.

How Much Money Can I Get?

Car title loans can get people enough money to take back control of their finances. Local Spartanburg residents have access to up to $50,000 depending on the value of their vehicle and their ability to repay the loan. We determine the amount of our car title loans based on the year, mileage, condition, make, model, and market value of your vehicle as well as your ability to make payments on time.

What If I’m On Disability or Get SSI?

As long as you can prove that you make $1,500 per month, you qualify for our car title loans. We just need to make sure that you can make the loan payments on time. That is why we work with you to customize a payment plan that is the most convenient and comfortable for you based on your current budget and lifestyle.

Do Car Title Loans Have Prepayment Penalties?

No, we will never charge Spartanburg, SC residents with prepayment penalties. We believe that you should be able to pay off your loan as quickly as you want. We also believe in 100% transparent services. This is why we never charge any upfront, hidden, or prepay penalty fees.

Give Our Car Title Loan Lenders A Call Today

Go South Carolina Title Loans is the highest quality title loan lending company in Spartanburg. If you need a title loan that gets you the funding as quickly as possible, you can rely on us. We will deposit the money in your account within 24 hours through a customized loan tailored to your individual needs.

Frequently Asked Questions:

  • What is a car title loan?

    A car title loan is a fast way to get the cash you need without a high credit score. Regardless of your credit history, you can get the cash you need in as little as 24 hours. Title loans are secured by your vehicle. This means that Go South Carolina Title Loans uses that value of your vehicle to determine the amount of your loan. If your vehicle is worth $5,000, your loan amount can be up to $5,000. You will still be able to keep your car and drive it like normal while making loan payments. However, we will take your vehicle’s title until the loan is paid in full.

  • How do car title loans work?

    With a title loan, your vehicle will serve as collateral since the loan isn’t based on your credit. Title loans are a great option for people who struggle with poor credit but need fast cash through a convenient, affordable loan. If your vehicle carries enough value, you’ll be able to get the loan you need.

    When you get a title loan, you get to keep your vehicle. However, the vehicle’s title will be transferred to our name. When you pay back the loan, the title will be transferred back to your name. If you are unable to pay off the loan, the car stays under our name until the loan is paid off.

  • How fast can I get the cash I need?

    We offer fast services that get our customers the cash they need in as little as 24 hours. To speed this process up, gather all of the required documents before applying. This cuts down on the processing time and will help you secure your loan faster.

  • What are the eligibility requirements?

    With a title loan, your eligibility is based entirely on the value of your vehicle and not your financial history. You can get an estimate for how much you qualify for by filling out our online application form or giving us a call at (855) 585-1796.

    To qualify you must:

    • Be 18 years or older
    • Have proof of income of at least $1,500 per month
    • Have vehicle insurance and registration
    • The vehicle’s title is lien-free and in your name
  • What if I don’t have the vehicle’s title?

    Unfortunately, you must have the vehicle’s title or pink slip to qualify for a title loan. The title must be lien-free and in your name. This is necessary because your car title services as collateral for the loan. This allows you to get the cash you need without relying on your financial history.

  • What if I have poor credit?

    Whether you have poor credit or no credit at all, you can get approved for a vehicle title loan. Instead of using your financial history, we use your vehicle’s value to determine your eligibility for a loan. In fact, Go South Carolina Title Loans are the perfect way to build your credit to build future financial opportunities.

  • Can I keep my car?

    Yep, we do not take your vehicle while you make payments on your loan. Although the car title is transferred to the lender’s name, your car will be yours to keep and drive while makings paymnets.

  • How much can I get with a car title loan?

    The amount of your loan is based on your vehicle’s current market value. Depending on your car’s make, model, year, and condition, you could get a loan of up to $50,000. Vehicles that are newer than 1999 typically receiver higher amounts.

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